Application programming interfaces (APIs) have been around for 20 years or so, but you might not know it looking at most US-based banks.In Cornerstone Advisors’ 2" />
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Application programming interfaces (APIs) have been around for 20 years or so, but you might not know it looking at most US-based banks.
In Cornerstone Advisors’ 2020 What’s Going On in Banking study, just one in five community banks had deployed APIs before 2020, with a quarter planning to do so this year. One in five don’t even have APIs on their radar. Among credit unions, 53% used APIs before 2020 and another one in four plan to do so this year.
Meanwhile, in Europe, APIs are far more prevalent with UK banks leading the way with 97% of them having deployed APIs.